Life Insurance & Annuities: where is your insurance carrier investing their assets? (3 minute read) In 2022 insurance industry watchdog A.M. Best calculated that private equity (PE) firms had accrued 10.8% of [...]
Upgrading Your Annuity/Life Insurance Design: 1035 Tax Free Exchange 2 minute read: A 1035 tax-free exchange is simply an I.R.S. tax code. It allows for the rollover of a [...]
CLOSELY HELD BUSINESS LEADER: Deferring estate taxes DATED MATERIAL: 2 minute read – the gift and estate tax exemption amount is high enough ($12.92 million in 2023) that [...]
TAX EXEMPT ORG’S | Attracting & retaining winning talent 4 minute read – In 2016, the University of Michigan kicked off a trend of using split-dollar plans to attract [...]
3 Estate Planning Opportunities | “In the year 2025” 4 minute read -The 2017 passage of the Tax Cuts and Jobs Act (TCJA) doubled the lifetime exemption available to [...]
To PEO or Not | Professional Employer Organizations 5 minute read: A Professional Employer Organization (PEO) is a co-employer relationship with your employees. Offering payroll services, and related [...]
Pension Max Idea: Unions, State EE’s, Teachers have pensions 2 minute read – A pension plan, unlike a 401(k), is where a retiree chooses the maximum benefit from their [...]
SOCIAL SECURITY BENEFITS: family financial legacy creation 2 minute read – “We’re about to begin collecting Social Security income benefits, but, can live off of other retirement [...]
PROTECTING YOUR INCOME: long-term disability insurance gap 2 minute read: Just the word “Gap” should get our attention when it comes to protecting our new, hard earned [...]
EXECUTIVE BENEFITS: The Rise of Non-Qualified Plans 2 minute read – “I want to give my “MVP Employee” more than just access to our 401(k) and the [...]
